F&M Bank of Central California

Contact: Courtney L. Gogna | AVP, Commercial Relationship Manager
3001 McHenry Avenue, Modesto, CA
Cell: (209) 571-4014 Ι (209) 366-8470

Contact: Ben Hester | SVP, Market Manager
Cell: (209) 571-4028

Founded in 1916, F&M Bank is a locally owned and operated community bank, headquartered in Lodi, California proudly serving California through 32 convenient locations.  We are one of the largest community bank lenders in agriculture west of the Rocky Mountains. F&M Bank operates in the Central Valley of California from Sacramento to Merced. In 2013, F&M Bank expanded and now also operates in the San Francisco Bay Area with full-service branches in Walnut Creek, Concord, Napa and most recently opening in Oakland.

F&M Bank offers a full complement of loan, deposit, equipment leasing and treasury management products to businesses, as well as a full suite of consumer banking products. We have friendly well-trained banking professionals; and offer convenient services such as mobile banking, online banking, bill pay, and treasury management solutions, including remote deposit capture.

In 2022, F&M Bank was named the #1 Performing Bank in the United States by Bank Director and was named the #1 Community Bank in California by Newsweek.  In 2021, F&M Bank was inducted into the Stanislaus County Hall of Fame.